Category: Archive

  • Annual Meeting of Members 2024

    Annual Meeting of Members 2024

    Join us for our Annual General Meeting on Friday 27th January 2023 and have your say. The AGM is open to members and is a chance to find out more about your credit union, what we have been up to in the past year and what we’ll be working on during the new year. 

  • Annual Meeting of Members 2023

    Annual Meeting of Members 2023

    Join us for our Annual General Meeting on Friday 27th January 2023 and have your say. The AGM is open to members and is a chance to find out more about your credit union, what we have been up to in the past year and what we’ll be working on during the new year. 

  • The Five Thousand Pound Coffee Cup

    The Five Thousand Pound Coffee Cup

    This isn’t the story of the latest discovery on the Antiques Roadshow where a vaguely cup shaped item that was bought at a jumble sale for 25p in 1972 or was given to ‘nana’ by an oriental gentleman sometime back in the 1930s turns out to be genuine Qing dynasty and gets the startled owner…

  • Work Not Worry

    Work Not Worry

    26% of working age adults in the UK have no savings and 29% have less than £1000. Credit Unions turn borrowers into savers. Over 70% continue saving regularly after repaying a loan. Employers have been working with credit unions for over 30 years to offer payroll savings and loans to their employees.

  • Fairtrade Finance?

    Fairtrade Finance?

    I have just finished reading one of last year’s Christmas presents, a bestselling book, at least in church circles, by a former journalist in pursuit of fatherhood with both a lower and upper case F. I did enjoy the book, probably for all the wrong reasons but I was a little surprised that he considered…

  • Overdraft? Under control?

    Overdraft? Under control?

    Back in 2011 I was interviewed for a local paper for a piece on affordable credit. It was around the time when community credit unions were becoming more widely known about and it seemed a good way to promote the services we offered.

  • The Little Red Book

    The Little Red Book

    I was stocking up on stationery a couple of weeks ago when I was side-tracked by a display of familiar little red books. No, not the Little Red Book (or, to give its full title, Quotations from Chairman Mao Zedong) which has somewhat surprisingly managed to get a name check in the Chancellor’s autumn statement…

  • Bias to the Poor (Part 3)

    Bias to the Poor (Part 3)

    Christians have been involved with credit unions since they first reached these shores. North Birmingham had strong links with Catholic, Baptist, Methodist and Anglican churches through hosting collection points and providing volunteers. But in many ways it fell into the category of mission or outreach, part of what we could call the Church’s ‘bias to…

  • Bias to the Poor (part 2)

    Bias to the Poor (part 2)

    The Social Security Act 1986 introduced the Social Fund; whereas before, under the old ‘single payments’ system individuals in need had been able to apply for grants for furniture and a vast array of other items, these were now replaced by Budgeting Loans.

  • Bias to the Poor (part 1)

    Bias to the Poor (part 1)

    It came as something of a surprise to me when I realised late last year that I had managed to clock up twenty-five years as a member of a credit union. Doesn’t time fly when you are having fun?